Finance Demystified
Money maths, made clear.
Free calculators for loans, investments and tax, built for India. Every tool shows its formula, needs no sign-up, and keeps your numbers on your device.
Formula on every tool
See exactly how each number is worked out.
Rates and rules reviewed monthly
Updated when tax slabs or scheme rates change.
Nothing leaves your device
Calculations run in your browser.
Free, no sign-up
Open a tool and start typing.
Calculators
Start with the essentials
Loans, savings and tax. Each tool comes with a plain-English guide underneath.
Home loan EMI + prepayment
Your EMI, total interest, and what prepaying saves.
SIP with step-up
Project a monthly SIP that grows with your income.
FD & RD
Maturity value and interest earned, quarter by quarter.
Interest calculator
Simple or compound, daily to yearly, in one tool.
Income tax: old vs new
Compare both regimes for your income and deductions.
CTC to in-hand salary
What actually reaches your bank account each month.
PPF calculator
Maturity value and the balance at the end of each year.
Flat vs reducing rate
Turn a flat-rate offer into the rate you really pay.
By goal